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Old Debts And Time Limits

Civ. Prac. 16.004 — four years for a debt, two for an injury

Texas sets how long after a cause of action accrues a suit may be brought. For a debt it is four years, and four years also applies to fraud, breach of fiduciary duty, and specific performance of a contract to convey real property.

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The claimThe limitations period
The claimDebt, fraud, breach of fiduciary dutyThe limitations periodFour years after the cause of action accrues
The claimAn open or stated account between merchantsThe limitations periodFour years after the dealings between the parties cease
The claimPersonal injury, property damage, conversion, and eviction suitsThe limitations periodTwo years after the cause of action accrues
The claimWrongful deathThe limitations periodTwo years after the death
The claimAny action with no express period, other than to recover real propertyThe limitations periodFour years

Other chapters set their own periods, such as two years under the consumer protection act. Exceptions and when a cause of action accrues are in other sections not set out here, and whether a period has run on a particular claim is a question for the court.

Sources for this section (4)
  1. Civ. Prac. 16.004 — Four year limitations period
  2. Civ. Prac. 16.003 — Two year limitations period
  3. Civ. Prac. 16.051 — Residual limitations period
  4. Bus. & Com. 17.565 — Limitation

Legal information, not legal advice. Verified as of September 2026. Applying it to a particular situation is the work of a licensed Texas attorney.

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