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Debt Collectors

Com. Law § 14-202 — what a collector may not do in collecting a debt

  • Use or threaten force or violence.
  • Threaten criminal prosecution, unless the transaction involved a crime.
  • Contact the debtor's employer about the debt before a final judgment, except as a statute permits.
  • Disclose information affecting the debtor's reputation to others who have no legitimate business need for it.
  • Communicate so often, at such unusual hours, or in any other way that can reasonably be expected to abuse or harass.
  • Use obscene or grossly abusive language.
  • Claim or threaten to enforce a right the collector knows does not exist.
  • Send something that looks like legal process or like it came from a government agency or lawyer when it did not.
  • Collect without the license the State requires, or break the federal Fair Debt Collection Practices Act.
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Those are the things a collector in Maryland may not do in collecting or attempting to collect an alleged debt.

Sources for this section (1)
  1. Md. Code, Com. Law § 14-202 — Consumer debt collection: prohibited acts

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Maryland attorney.

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