When The House Is Foreclosed
Minn. Stat. 580.23 — six months to redeem after the sale
In Minnesota, a foreclosure by advertisement needs six weeks' published notice of the sale, and a copy is served on the person in possession at least four weeks before the sale if the home is occupied.
Six months to redeem. After the sale, the mortgagor may redeem within six months, except where the section or others provide otherwise, by paying the sale price with interest and the other sums the section lists. In the cases the section names, the period is 12 months.
| The assumption | What the law actually does |
|---|---|
| The assumptionThe house is gone at the sheriff's sale | What the law actually doesSix months to redeem after the sale, in the usual case |
| The assumptionThe first anyone hears of it is the sale | What the law actually doesSix weeks of published notice, and service on an occupant at least four weeks before |
Loss mitigation, loan modification and the federal servicing rules run alongside a foreclosure on their own deadlines and are not on this page. Whether a notice was proper, whether a defense exists, and what a particular sale means are questions for a licensed Minnesota attorney.
Sources for this section (2)
- Minn. Stat. 580.23 — Redemption by mortgagor; affidavit of nonagricultural use; waiver
- Minn. Stat. 580.03 — Notice of sale; service on occupant
Legal information, not legal advice. Verified as of September 2026. Applying it to a particular situation is the work of a licensed Minnesota attorney.