When They Garnish
ORS 18.385 — 75 percent of disposable earnings is exempt, and a floor that rises each July
In Oregon, 75 percent of an individual's disposable earnings is exempt from garnishment, and a garnishment may not leave the person with less than a set floor of net disposable earnings for the pay period.
| Pay period | Floor for wages paid July 1, 2026 to July 1, 2027 |
|---|---|
| Pay periodOne week or less | Floor for wages paid July 1, 2026 to July 1, 2027$400 |
| Pay periodTwo weeks | Floor for wages paid July 1, 2026 to July 1, 2027$832 |
| Pay periodHalf a month | Floor for wages paid July 1, 2026 to July 1, 2027$912 |
| Pay periodOne month | Floor for wages paid July 1, 2026 to July 1, 2027$1,792 |
From July 1, 2027, each floor becomes a multiple of the state minimum wage: 30 times for a week, 60 for two weeks, 65 for half a month and 130 for a month.
Sources for this section (1)
- ORS 18.385 — Wage exemption
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Oregon attorney.