The Insurance Suspension
Md. Code, Transp. § 17-107 — knowing or having reason to know, and up to 1 year or $1,000
The offense. A person who knows or has reason to know that a motor vehicle is not covered by the required security may not drive it, and an owner may not knowingly permit another person to drive it.
The records. In a prosecution for a vehicle registered in the state, the Motor Vehicle Administration's records showing no record of coverage are prima facie evidence that the person knew or had reason to know. Other evidence bearing on coverage may still be introduced.
| Offense | Penalty |
|---|---|
| OffenseFirst | PenaltyImprisonment not exceeding 1 year, a fine not exceeding $1,000, or both |
| OffenseSecond or subsequent | PenaltyImprisonment not exceeding 2 years, a fine not exceeding $1,000, or both |
How much coverage the law requires, and anything more that reinstatement takes, are set out in other sections that are not on this page. Whether a particular charge applies is a question for a licensed Maryland attorney.
Sources for this section (1)
- Md. Code, Transp. § 17-107 — Driving a vehicle not covered by the required security
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Maryland attorney.