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Traffic Stops

Iowa Code § 321.174 — the license in immediate possession, shown on a peace officer's demand

  • A person may not drive on an Iowa highway without a driver's license valid for the vehicle.
  • A licensee keeps the license in immediate possession at all times while driving, and displays it on the demand of a peace officer, a judge or magistrate, or a department examiner.
  • Iowa Code § 321.174
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Insurance on a phone. The driver keeps proof of financial liability coverage in the vehicle, and the card may be paper or electronic, including an image on a cellular telephone or other portable electronic device.

  • Iowa Code § 321.20B

The Fourth Amendment sets limits on every stop, and the Supreme Court of the United States has drawn several of them. It has held that a stop is reasonable where the officer has probable cause to believe a traffic violation occurred, whatever the officer's actual motive; that an officer making a lawful stop may order the driver, and the passengers, out of the vehicle; that a passenger is seized by the stop and may challenge it; and that a stop may last no longer than its purpose requires, so it may not be extended for a dog sniff without separate reasonable suspicion. It has also held that consent to a search has to be voluntary, judged on all the circumstances, and that the prosecution does not have to prove the person knew they could refuse. Those holdings are a floor: a state's own constitution and statutes can give more protection than they do, never less.

  • Whren v. United States
  • Pennsylvania v. Mimms
  • Maryland v. Wilson
  • Brendlin v. California
  • Rodriguez v. United States
  • Schneckloth v. Bustamonte
Sources for this section (8)
  1. Iowa Code § 321.174 — Operators licensed — operation of commercial motor vehicles
  2. Iowa Code § 321.20B — Financial liability coverage — proof required — violations — penalties — exceptions
  3. Whren v. United States, 517 U.S. 806 (1996) — A traffic stop is reasonable when there is probable cause of a traffic violation
  4. Pennsylvania v. Mimms, 434 U.S. 106 (1977) — An officer may order the driver out of a lawfully stopped car
  5. Maryland v. Wilson, 519 U.S. 408 (1997) — An officer may order passengers out of a lawfully stopped car
  6. Brendlin v. California, 551 U.S. 249 (2007) — A passenger is seized by a traffic stop and may challenge it
  7. Rodriguez v. United States, 575 U.S. 348 (2015) — A stop may not be extended beyond its purpose to run a dog sniff
  8. Schneckloth v. Bustamonte, 412 U.S. 218 (1973) — Consent to a search must be voluntary

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Iowa attorney.

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This section is the long version of a step in one walkthrough. Each one takes the same law one decision at a time, with both sides of the moment written out.