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Insurance on the Car

Section 66-5-205 — no driving an uninsured vehicle, a misdemeanor

No owner permits, and no person drives, an uninsured motor vehicle on New Mexico streets or highways, or one whose evidence of financial responsibility is no longer valid, unless exempted under the Mandatory Financial Responsibility Act.

  • NMSA 1978, § 66-5-205
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Who handles this in New Mexico: Enlace Comunitario; and legal aid programs and the state offices, listed in the New Mexico directory.

A violation is a misdemeanor under the motor vehicle code's general penalty.

  • NMSA 1978, § 66-5-205
Sources for this section (1)
  1. NMSA 1978, § 66-5-205 — Vehicle must be insured or owner must have evidence of financial responsibility; penalties

Legal information, not legal advice. Verified as of November 2026. Applying it to a particular situation is the work of a licensed New Mexico attorney.

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