Walk It Through: The Gift Card
No expiration date, no service fee, and cash for a balance under $15.
A shopper finds an old store gift card printed with an expiration date that has passed.
Two things a person in this spot might do. Picking one shows what the law says about it.
One shopper and two cards. The full conditions for a dormancy fee, and whether a particular card is covered at all, are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.