What Creditors Cannot Take
K.S.A. 60-2301 — a homestead of 160 acres or one acre in town, and garnishment held to 25% of disposable pay
A homestead of up to 160 acres of farmland, or one acre within a city, or a manufactured or mobile home, lived in by the owner or the owner's family, is exempt from forced sale whatever its value. A married owner may not sell it without both spouses' consent.
Who handles this in Kansas: legal aid programs, lawyer referral and the state offices, listed in the Kansas directory.
The homestead is not exempt from a sale for taxes, for the debt taken on to buy it, or for improvements built on it.
- Garnishment for a workweek may not exceed 25% of disposable earnings.
- Nor the amount by which disposable earnings exceed 30 times the federal minimum hourly wage, if that is less.
- One creditor may issue no more than one garnishment against the same debtor in any 30-day period.
Sources for this section (2)
- K.S.A. 60-2301 — Homestead; extent of exemption
- K.S.A. 60-2310 — Wage garnishment; definitions; restrictions, exceptions; sickness preventing work; assignment of account; prohibition on courts
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Kansas attorney.