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Walk It Through: The Judgment and the Paycheck

An old credit card debt, a lawsuit's time limit, a garnishment, and the car and furniture that are safe.

A collector sues over an unwritten account from years ago.

Two things a person in this spot might do. Picking one shows what the law says about it.

A consumer debt and a judgment. Bankruptcy, federal benefits, child support garnishments with higher limits, and written contracts are not part of this walkthrough.

A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.

Words this turns on

Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.