Walk It Through: The Card Used by Someone Else
Charges on a stolen card, a roommate who used it, a police report, and a Class D charge.
A bank statement shows purchases on a card that went missing at home.
Two things a person in this spot might do. Picking one shows what the law says about it.
Card and account misuse by someone known to the owner. Bank liability rules and credit reports are left out.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.