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Walk It Through: The Garnished Paycheck

A judgment on a credit card, 25% of a week's pay at most, and a car and tools that stay exempt.

A credit card company wins a judgment and garnishes a mechanic's wages.

Two things a person in this spot might do. Picking one shows what the law says about it.

A consumer debt judgment against a wage earner. Child support, taxes, student loans and a bankruptcy are left out.

A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.

Words this turns on

Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.