What A Creditor Cannot Take
NRS 21.090 — a home to $605,000, a car to $15,000, household goods to $12,000, and retirement to $1,000,000
| Property | Exempt from a judgment up to |
|---|---|
| PropertyA home, through the homestead or the equity in a dwelling on land the debtor does not own | Exempt from a judgment up to$605,000 |
| PropertyOne vehicle, by the debtor's equity | Exempt from a judgment up to$15,000, or any value if the creditor is paid the excess |
| PropertyHousehold goods, furnishings, electronics, clothing, personal effects and yard equipment | Exempt from a judgment up to$12,000 |
| PropertyTools, equipment and inventory of the debtor's trade | Exempt from a judgment up to$10,000 |
| PropertyLibraries, art, musical instruments and jewelry | Exempt from a judgment up to$5,000, with family pictures and keepsakes besides |
| PropertyMoney in retirement accounts and plans the section lists | Exempt from a judgment up to$1,000,000 in present value |
- A vehicle equipped for a person with a permanent disability
- A prosthesis or prescribed equipment
- Life insurance money and benefits
- Child support received
- A deposit with a landlord for the debtor's home, except against that landlord
- One gun
Wages are protected too: 82 percent of disposable earnings in a week where gross weekly pay was $770 or less, 75 percent above that, or 50 times the federal minimum hourly wage, whichever is greater. That wage protection gives way to support orders, bankruptcy orders and tax debts.
Sources for this section (1)
- NRS 21.090 — Property exempt from execution
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Nevada attorney.