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Wage Garnishment

N.D.C.C. § 32-09.1-03 — no more than twenty-five percent of disposable earnings, less twenty dollars a dependent

  • At least ten days before a garnishee summons on wages, the creditor serves the debtor a notice; without it the garnishment is void.
  • A week's garnishment may not exceed the lesser of twenty-five percent of disposable earnings or the amount over forty times the federal minimum hourly wage.
  • It is reduced by twenty dollars for each dependent living with the debtor, if the debtor gives the employer a signed list within ten days.
  • N.D.C.C. § 32-09.1-04
  • N.D.C.C. § 32-09.1-03
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No firing over it. No employer may fire an employee because wages were garnished. A fired employee may sue within ninety days for twice the lost wages and reinstatement.

  • N.D.C.C. § 32-09.1-18
Sources for this section (3)
  1. N.D.C.C. § 32-09.1-03 — Restriction on garnishment of earnings
  2. N.D.C.C. § 32-09.1-04 — Notice before garnishment of earnings - Notice of renewal of garnishment of earnings
  3. N.D.C.C. § 32-09.1-18 — Discharge from employment for garnishment or execution prohibited

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed North Dakota attorney.

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