Walk It Through: The Old Credit Card
An old Oregon credit card debt, from the six years to small claims and what a creditor cannot take.
A collector calls about a credit card that went unpaid long ago.
Two things a person in this spot might do. Picking one shows what the law says about it.
One old card and one judgment. What restarts the six years, the federal debt collection rules, wage garnishment, and the exemption for a home are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.