Walk It Through: The Judgment
Current wages exempt, $100,000 of listed property for a family, and the homestead.
A card company wins a judgment against a cook and moves to garnish the cook's pay.
Two things a person in this spot might do. Picking one shows what the law says about it.
One judgment and one household. Secured debts in detail, rural homesteads, and the steps to claim an exemption are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.
- HomesteadA home exempt from seizure for creditors' claims. An urban homestead is not more than 10 acres, and the proceeds of selling one are not subject to seizure for six months after the sale.
- Spousal maintenanceSupport the court may order for a spouse who will lack enough property to meet minimum reasonable needs, only in the narrow cases the code lists. It may not exceed the lesser of $5,000 a month or 20 percent of the paying spouse's average monthly gross income.