Walk It Through: The Ladder Fall
Coverage the employer elects, 30 days to tell, and one year to claim.
A warehouse worker falls from a ladder on shift and hurts a shoulder, and a supervisor says the fall was the worker's own fault.
Two things a person in this spot might do. Picking one shows what the law says about it.
One worker and one employer. Suing an employer without coverage, benefit amounts, and disputes are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.