What Creditors Cannot Take
Ala. Code § 6-10-7 — 75 percent of wages exempt, and a homestead up to $15,000, or $56,400 at 62 or with a disability
Wages, salaries and other pay of resident workers for personal services are exempt from garnishment for contracted debts and judgments in tort to the extent of 75 percent of what is due, and a levy on that share is void.
Who handles this in Alabama: legal aid programs, lawyer referral and the state offices, listed in the Alabama directory.
| A resident's homestead, up to 160 acres | Exempt from debt collection up to |
|---|---|
| A resident's homestead, up to 160 acresMost residents | Exempt from debt collection up to$15,000 |
| A resident's homestead, up to 160 acresA resident 62 years of age or older, or with a disability | Exempt from debt collection up to$56,400 |
The homestead exemption lasts for the resident's lifetime and occupancy, whatever the interest in the property, held alone or jointly.
A resident also keeps personal property worth up to $7,500, chosen by the resident, plus the family's necessary clothing, family portraits and pictures, and family books.
Sources for this section (3)
- Ala. Code § 6-10-2 — Homestead Exemption - Amount; Size
- Ala. Code § 6-10-6 — Personalty
- Ala. Code § 6-10-7 — Wages, Salaries, or Other Compensation of Laborers or Employees for Personal Services
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Alabama attorney.