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Old Debts And Time Limits

A.R.S. 12-548 — six years on a written contract or a credit card, three on an oral debt

The claimBrought within
The claimDebt on a written contract executed in Arizona, or on a credit cardBrought withinSix years
The claimDebt not evidenced by a written contract, a stated or open account, or relief for fraud or mistakeBrought withinThree years
The claimPersonal injury, wrongful death, injury to property, conversion, forcible entry or detainerBrought withinTwo years
The claimMalicious prosecution, false imprisonment, libel or slander, breach of an employment contract, wrongful termination, or a liability created by statuteBrought withinOne year
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Each period runs from when the cause of action accrues. A claim for fraud or mistake does not accrue until the facts are discovered. Where another jurisdiction's limitation conflicts on a written contract or credit card debt, the Arizona six year period applies.

Sources for this section (4)
  1. A.R.S. 12-548 — Contract in writing for debt; six year limitation
  2. A.R.S. 12-543 — Three year limitation
  3. A.R.S. 12-542 — Two year limitation
  4. A.R.S. 12-541 — One year limitation

Legal information, not legal advice. Verified as of September 2026. Applying it to a particular situation is the work of a licensed Arizona attorney.

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