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Walk It Through: The Proof Of Insurance

Evidence of coverage in the car or on a phone, dismissal on proof, and five hundred dollars and three months for a lapse.

A driver is stopped for a broken taillight and asked for proof of insurance.

Two things a person in this spot might do. Picking one shows what the law says about it.

One driver and one lapsed policy. How much coverage the law requires, what reinstatement takes beyond proof, and whether the stop itself was lawful are not worked through here.

A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.

Words this turns on

Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.