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Walk It Through: The Strange Account

Identity theft in the third degree, a collector's unusual hours, and up to 364 days.

Someone uses a farmer's name to open a store credit card and runs up a balance.

Two things a person in this spot might do. Picking one shows what the law says about it.

One farmer and one card. The higher degrees of identity theft, credit reports, and a civil claim against the store are not worked through here.

A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.

Words this turns on

Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.