Walk It Through: Sued Over an Old Card
A collection suit on a credit card, the six year question, and what a judgment cannot reach.
A creditor sues on a credit card last paid years ago.
Two things a person in this spot might do. Picking one shows what the law says about it.
An ordinary consumer debt. The homestead, retirement accounts, child support, and bankruptcy have their own rules, and the court decides which exemptions apply.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.