What a Creditor Cannot Take
Utah Code 78B-5-503 — a $42,000 homestead in a primary residence
An individual may claim a homestead exemption of up to $42,000 in value in a primary personal residence, or up to $5,000 in other property, with household limits of $84,000 and $10,000 for joint owners.
Who handles this in Utah: Utah Division of Consumer Protection; and legal aid programs and the state offices, listed in the Utah directory.
- Exempt property includes a burial plot, health aids, disability, illness and unemployment benefits, veterans benefits, and child support.
- It includes one each of a clothes washer, dryer, refrigerator, freezer, stove, microwave oven and sewing machine, provisions for 12 months, clothing other than jewelry or furs, and beds and bedding.
| Property | Exempt up to |
|---|---|
| PropertyOne motor vehicle | Exempt up to$3,000 |
| PropertyTools, books and implements of the trade, including a work vehicle | Exempt up to$5,000 |
| PropertyEach group of household furnishings, tables, animals and books, and heirlooms | Exempt up to$1,000 |
No employer may discharge an employee because the employee's earnings have been garnished in connection with any one judgment.
Sources for this section (4)
- Utah Code 78B-5-503 — Homestead exemption -- Definitions -- Excepted obligations -- Water rights and interests -- Conveyance -- Sale and disposition -- Property right for federal tax purposes
- Utah Code 78B-5-505 — Property exempt from execution
- Utah Code 78B-5-506 — Value of exempt property -- Exemption of implements, professional books, tools, and motor vehicles
- Utah Code 70C-7-104 — No discharge from employment for garnishment
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Utah attorney.