Walk It Through: The Garnishment at Work
A judgment on an old card, a garnishment notice to payroll, a quarter of the check, and a threat to fire.
A creditor wins a judgment on an old credit card and serves a continuing garnishment on the employer.
Two things a person in this spot might do. Picking one shows what the law says about it.
A consumer debt judgment. Garnishment for child support or taxes follows its own limits, which are not covered here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.
- Homestead exemptionThe protection of a resident's home, up to $100,000 in value, from execution and attachment for debts.
- Continuing garnishmentA garnishment of earnings that runs paycheck to paycheck, capped at the lesser of twenty five percent of disposable earnings or what exceeds thirty times the federal minimum hourly wage.