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What a Creditor Cannot Take

C.R.S. 13-54-102 — clothing, household goods, two vehicles and the tools of a trade, to set amounts

PropertyExempt from levy and sale up to
PropertyNecessary clothing of the debtor and each dependentExempt from levy and sale up toTwo thousand dollars in value
PropertyLibrary, family pictures and school booksExempt from levy and sale up toTwo thousand dollars in value
PropertyHousehold goodsExempt from levy and sale up toSix thousand dollars in value
PropertyUp to two motor vehicles or bicyclesExempt from levy and sale up toFifteen thousand dollars, or twenty-five thousand dollars where the debtor, spouse or dependent is elderly or disabled
PropertyTools and equipment of the debtor's primary occupationExempt from levy and sale up toSixty thousand dollars
  • C.R.S. 13-54-102
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Who handles this in Colorado: Bankruptcy Clinic, U.S. Bankruptcy Court for the District of Colorado and Colorado Center on Law and Policy; and legal aid programs and the state offices, listed in the Colorado directory.

The section lists more, including certain pensions and a separate exemption for farming and ranching. Snowmobiles, boats, travel trailers and motor homes are not covered by the vehicle exemption.

  • C.R.S. 13-54-102
Sources for this section (1)
  1. C.R.S. 13-54-102 — Property exempt - commingled exempt and nonexempt assets - definitions

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Colorado attorney.

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