Walk It Through: The Stolen Identity
A credit card opened in someone else's name, a collector calling about it, and how big the theft was.
A woman finds a credit card on her report that she never opened, with charges of more than $1,500.
Two things a person in this spot might do. Picking one shows what the law says about it.
A credit card opened in someone else's name. Credit report disputes under federal law, a stolen tax refund, and a lost wallet are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.