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Debt Collectors

Iowa Code § 537.7103 — no threats of violence or of false criminal accusations

  • A debt collector may not collect by threats or coercion.
  • That includes using or threatening force or violence to a person or property.
  • It includes falsely accusing, or threatening to falsely accuse, a person of fraud or another crime.
  • It includes false accusations that a debtor is willfully refusing to pay a just debt.
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Sources for this section (1)
  1. Iowa Code § 537.7103 — Prohibited practices

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Iowa attorney.

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Walked through

This section is the long version of a step in 2 walkthroughs. Each one takes the same law one decision at a time, with both sides of the moment written out.