What A Creditor Cannot Take
Neb. Rev. Stat. § 25-1556 — a homestead, a car, tools, household goods, and most of a paycheck
| Property | Exempt from a creditor |
|---|---|
| PropertyThe home | Exempt from a creditorA homestead up to one hundred twenty thousand dollars in value |
| PropertyA motor vehicle | Exempt from a creditorThe debtor's interest up to five thousand dollars |
| PropertyTools of the trade | Exempt from a creditorUp to five thousand dollars, other than a motor vehicle |
| PropertyHousehold goods and furnishings | Exempt from a creditorUp to three thousand dollars in all |
| PropertyClothing and personal possessions | Exempt from a creditorNecessary wearing apparel and immediate personal possessions |
| PropertyHealth aids | Exempt from a creditorProfessionally prescribed health aids |
| PropertyAny other personal property | Exempt from a creditorFive thousand dollars, except wages |
The dollar limits on personal property are adjusted by the Department of Revenue every fifth year for inflation, beginning with 2023.
Wages. No more of a week's disposable earnings may be garnished than the least of twenty-five percent, the amount above thirty times the federal minimum hourly wage, or fifteen percent for the head of a family.
Those limits do not apply to an order for support, a bankruptcy order, or a state or federal tax debt.
The homestead is not exempt from a mortgage or trust deed the owner signed, or from mechanics', laborers' or vendors' liens on the premises.
The personal property exemption is claimed with a list of everything the debtor owns, filed with the request for a hearing. A particular judgment is a question for a licensed Nebraska attorney.
Sources for this section (5)
- Neb. Rev. Stat. § 40-101 — Homestead; exemption from judgment liens and execution
- Neb. Rev. Stat. § 40-103 — Homestead; exemption; when inoperative
- Neb. Rev. Stat. § 25-1552 — Personal property except wages; exemption
- Neb. Rev. Stat. § 25-1556 — Specific exemptions; personal property
- Neb. Rev. Stat. § 25-1558 — Wages; subject to garnishment; amount
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Nebraska attorney.