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Driving Without Insurance

N.D.C.C. § 39-08-20 — no driving without a valid liability policy, and proof on file for a year after a violation

No one may drive, and no owner may let anyone drive, a motor vehicle without a valid liability insurance policy in effect. A policy bought after the time of driving does not count for that driving.

  • N.D.C.C. § 39-08-20
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  • After a violation, proof of insurance from the carrier is kept on file with the department for one year, or the license is suspended.
  • The license is surrendered for a duplicate noting the requirement, which costs $50, and removing the notation costs $50 more.
  • On a second violation, the court impounds the vehicle's plates until the driver shows proof of insurance and pays a fee to the court.
  • N.D.C.C. § 39-08-20
Sources for this section (1)
  1. N.D.C.C. § 39-08-20 — Driving without liability insurance prohibited - Penalty

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed North Dakota attorney.

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