Walk It Through: The Stolen Identity
A breach letter, a credit card in someone else's hands, and bounced checks in the victim's name.
A letter from a pharmacy chain says hackers took customers' names and social security numbers.
Two things a person in this spot might do. Picking one shows what the law says about it.
One stolen identity. Freezing credit, a federal identity theft report, a debt collector on the fraudulent card and repairing a credit score are not worked through here.
A practice walkthrough, not a prediction of how any real one will go. Legal information, not legal advice.
Words this turns on
Terms with a legal meaning that is narrower than the everyday one. Each links to the definition and the authority behind it.
- Magistrate courtThe county court that hears civil actions up to $20,000, apart from interest and costs, and evictions where title is not in dispute.
- Notice of dishonorA notice that a check came back for insufficient funds, giving ten days to pay the full amount and a fee of not more than $25.
- AgeIn the Human Rights Act, the age of 40 or above.