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The Insurance Requirement

W.S. 31-4-103 — no driving without liability coverage, $500 to $1,500 and up to six months

No owner of a motor vehicle required to be registered operates it, or lets it be operated, without a motor vehicle liability policy or bond in the required amounts in full force.

  • W.S. 31-4-103
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Who handles this in Wyoming: Wyoming Department of Insurance, Consumer Affairs and Wyoming State Bar, attorney referrals; and legal aid programs and the state offices, listed in the Wyoming directory.

A violation is a misdemeanor with up to six months in jail, a fine of $500 to $1,500, or both. On a second or later violation, the judge has the registration and plates turned in to the county treasurer.

  • W.S. 31-4-103
Sources for this section (1)
  1. W.S. 31-4-103 — Failure to maintain liability coverage; penalties; exceptions

Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Wyoming attorney.

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This section is the long version of a step in one walkthrough. Each one takes the same law one decision at a time, with both sides of the moment written out.