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Old Debts And Time Limits

MCL 600.5807 — six years on a contract, ten on a judgment

A lawsuit to recover money due for breach of a contract has to be started within the period the section sets, counted from when the claim first accrued. For an ordinary contract that period is 6 years.

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The claimThe time to sue
The claimBreach of an ordinary contract, including money due under oneThe time to sue6 years
The claimA covenant in a deed or mortgageThe time to sue10 years
The claimA judgment of a Michigan court of record, or of a federal or other state court of recordThe time to sue10 years from the judgment
The claimA judgment of a court not of record, which includes a small claims judgmentThe time to sue6 years
The claimA child support orderThe time to sue10 years from the date the last payment is due

Within that period, a new action may be brought on a judgment for a new judgment, which is subject to the same rule.

When a claim accrues, and what pauses or restarts the period, are set out in other sections and court decisions and are not covered here.

Sources for this section (2)
  1. MCL 600.5807 — Time limits for contract actions
  2. MCL 600.5809 — Time limits for judgments and other money obligations

Legal information, not legal advice. Verified as of September 2026. Applying it to a particular situation is the work of a licensed Michigan attorney.

On the clock

2 periods on this page run out. Each is stated above with its authority; this is the same thing with the date attached.

  • 6 yearsSuing on an ordinary contract · from the claim first accruing
  • 10 yearsEnforcing a judgment of a court of record · from the judgment

From here

Walked through

This section is the long version of a step in one walkthrough. Each one takes the same law one decision at a time, with both sides of the moment written out.