What A Creditor Cannot Take
Minn. Stat. 571.922 — garnishment is capped, and public assistance is exempt
| Weekly income | Most that can be garnished |
|---|---|
| Weekly incomeMore than 80 times the greater of the state or federal minimum wage | Most that can be garnished25 percent of disposable earnings |
| Weekly incomeMore than 60 times, up to 80 times | Most that can be garnished15 percent |
| Weekly incomeMore than 40 times, up to 60 times | Most that can be garnishedTen percent |
Each figure is also capped at the amount by which disposable earnings exceed 40 times that hourly wage, whichever is less. The limits do not apply to a judgment for child support.
- Household furniture, appliances, computers, phones and other consumer electronics, up to $12,150 in value.
- One motor vehicle up to $10,000, or more for one used by or modified for a person with a disability.
- All government assistance based on need, and the earnings of a recipient.
Sources for this section (2)
- Minn. Stat. 571.922 — Limitation on wage garnishment
- Minn. Stat. 550.37 — Property exempt
Legal information, not legal advice. Verified as of September 2026. Applying it to a particular situation is the work of a licensed Minnesota attorney.