What Creditors Cannot Take
R.I. Gen. Laws § 9-26-4 — clothing, $9,600 of household goods, tools, retirement accounts, and vehicles up to $12,000
- Necessary clothing for the debtor and family.
- Working tools of the debtor's usual occupation, up to $2,000.
- Household furniture, clothing and family stores, up to $9,600.
- Motor vehicles, up to $12,000 in all.
- Individual retirement accounts and plans protected by federal retirement law.
- A burial lot.
Those are among the things exempt from attachment.
Wages. Wages from public relief funds are fully exempt, and so are all wages for a year after the debtor stops receiving public relief. For any other debtor, wages up to $50 are exempt.
Federal law also limits wage garnishment. A particular judgment is a question for a licensed Rhode Island attorney.
Sources for this section (1)
- R.I. Gen. Laws § 9-26-4 — Property exempt from attachment
Legal information, not legal advice. Verified as of October 2026. Applying it to a particular situation is the work of a licensed Rhode Island attorney.